While it’s possible to repair minor damage to your windshield—like chips and cracks—heavy damage usually calls for the complete replacement of the windshield.
An average replacement costs around $400. You can either pay for it out of pocket or by claiming insurance. When it comes to insurance, you might be required to pay the deductible amount. Let’s see what deductible is.
Deductibles
A deductible is the part of a covered claim you pay yourself. If a covered repair costs $2000 and a $500 deductible applies, the insurer would pay $1500. Check your policy’s declarations page for the deductible that applies to your claim.
Collision Insurance Coverage
Your own collision coverage may help pay for accident damage to your car, subject to your policy and deductible. If another driver is responsible, a claim may be made against that driver’s liability insurance; payment depends on liability and coverage.
Comprehensive Insurance Coverage
Comprehensive coverage applies to covered non-collision losses, not every type of vehicle damage. Ask your insurer whether the event that damaged your windshield is covered and what deductible applies. A glass-repair deductible waiver does not automatically apply to windshield replacement.
Check Your Glass Deductible
Do not assume your windshield deductible is waived. Ask your insurer to identify the policy terms and any state requirements that apply to your claim.
Before deciding whether to make a claim or pay out of pocket, compare the written repair or replacement estimate with your applicable deductible and covered amount. If the covered cost does not exceed the deductible, the insurer may pay nothing.
Auto Glass Service
AAR Auto Glass specializes in auto glass services in Houston. We provide installation, repair and maintenance services for auto glass. If you can’t come to us, we’ll come to you! Our mobile service is just a call away.
Our professionals will be at your service in an instant. Our professional technicians have years of experience under their belt and use only the latest technology in the market. So what are you waiting for! Call now at (832) 303-0318.