While it’s possible to repair minor damage to your windshield—like chips and cracks—heavy damage usually calls for the complete replacement of the windshield.
An average replacement costs around $400. You can either pay for it out of pocket or by claiming insurance. When it comes to insurance, you might be required to pay the deductible amount. Let’s see what deductible is.
It is an insurance cost that has to be paid before your insurance kicks in. For example, if your total repair cost is $2000 and the deductible amount is $500, you will need to pay $500 before you can avail the remaining $1500 from your insurance company. Auto insurance deductibles usually range from $100 to $2000. Worry not; there are three situations in which your windshield replacement deductible can be waived off.
Collision Insurance Coverage
If the accident in which your windshield was damaged was caused by another vehicle, the windshield damage should be covered by the standard collision insurance. The insurance provider for the driver who is at fault will pay for the windshield.
Comprehensive Insurance Coverage
Comprehensive insurance plans cover all sorts of vehicular damages, including windshield damage. Some of these comprehensive insurance plans also waive off the deductible amount. Check with your insurance to know provider if the deductible amount can be waived or not.
Some states in the US are zero-deductible states, meaning that all kinds of deductibles in the respective state can be waived off. Check with your insurance provider to see if the deductible amount can be waived off through state policy.
If your deductible amount cannot be waived off by any of these three measures, you should still consider claiming your insurance and paying the deductible. If you decide to pay all the cost out of pocket, you will miss out on the amount that the insurance provider would have paid after payment of the deductible.
Auto Glass Service
AAR Auto Glass
specializes in auto glass services
in Houston. We provide installation, repair and maintenance services for auto glass. If you can’t come to us, we’ll come to you! Our mobile service is just a call away.
Our professionals will be at your service in an instant. Our professional technicians have years of experience under their belt and use only the latest technology in the market. So what are you waiting for! Call now at (832) 303-0318.